Comparison
Enterprise Pay Gateway vs Stripe Billing
Stripe Billing is Stripe's own developer-first subscription and invoicing engine, built to be configured through the API. Enterprise Pay Gateway is a no-code operations layer that runs on your own Stripe account, adding a storefront, checkout links, deposits, prepaid packages and memberships without engineering time. Teams with developers who want full programmatic control usually reach for Stripe Billing directly; businesses that want this working today without code use Enterprise Pay Gateway.
Last updated 9 September 2026
Both run on Stripe's card processing at Stripe's own rates, with payouts to your bank. The difference is who builds the layer around the payment. Stripe Billing gives developers deep, API-level control over subscriptions and invoices. Enterprise Pay Gateway gives non-technical teams a dashboard to do the same job, plus a storefront, deposits and packages Stripe Billing does not provide out of the box.
Feature by feature
What you get out of the box with each, side by side.
Your own merchant account
Payments settle in an account in your business name, not an aggregator's.
Hosted checkout links per product
A permanent, shareable pay page for anything you sell.
Public storefront page
A ready-made page listing everything you sell, no website needed.
Memberships and recurring billing
Monthly or yearly plans with saved cards and automatic retries.
Invoicing with bank debit (ACH)
Send an invoice with a pay button and take low-cost bank payments.
Staff logins with their own access
Invite your team instead of sharing one password.
Multi-location reporting
Compare revenue site by site.
Dispute tracking with deadlines
Reason, amount at risk, countdown, evidence checklist and private notes.
Payout and fee reports with CSV export
Every payout itemised against the fees deducted from it.
Import your catalogue
CSV, Shopify, Square or WooCommerce, read-only sync.
Transparent, separated fees
Subscription, platform fee and processing shown apart, never blended.
Already on Stripe Billing? You can switch without losing your catalogue — import by CSV or sync it across.
| Enterprise Pay Gateway | Stripe Billing | |
|---|---|---|
| Built for | No-code operations for service businesses | Developer-first subscription & invoicing engine |
| Setup | No-code dashboard, same day | API integration and configuration |
| Hosted storefront | Included | Not included — build it yourself |
| Checkout links | Included | Build with Stripe Checkout or Elements |
| Deposits | Included | Not a built-in concept — build the logic yourself |
| Prepaid packages | Included | Not a built-in concept — build the logic yourself |
| Memberships / subscriptions | Included, no-code | Stripe Billing's core strength, API-configured |
| Invoicing with ACH | Included | Stripe Invoicing supports it, configured by you |
| Failed-payment recovery | Included, no-code | Configurable retry logic via the API |
| Staff logins with limited access | Included | Stripe dashboard users, all-or-nothing roles |
| Pricing | $49–$499/mo + 0.20%–0.75% platform fee | [VERIFY PRICE] |
Choose Enterprise Pay Gateway when
- You run a service business and want deposits, packages, memberships and a storefront without writing code
- You already have a Stripe account and want operations tools layered on top, not a developer project
- You want staff logins with limited access out of the box
Choose Stripe Billing when
- You have engineers and want full programmatic control over subscription logic, proration and invoice rules
- Your billing requirements are complex enough that a no-code layer would be more constraining than helpful
- You are already deep into Stripe's API ecosystem and want everything in one developer-owned system
Common questions
- Is Stripe Billing the same company as Enterprise Pay Gateway?
- No. Stripe Billing is a product built by Stripe. Enterprise Pay Gateway is independent software that also runs on Stripe, through Stripe Connect, giving you a no-code layer instead of an API to build against.
- Can I use Stripe Billing and Enterprise Pay Gateway together?
- They overlap on subscriptions, so most businesses pick one for recurring billing. If you already have developers running Stripe Billing successfully, there is little reason to add EPG on top of it.
- Does Enterprise Pay Gateway use the same kind of Stripe account?
- Yes. EPG runs on a Stripe account in your business's own name — the same kind of account Stripe Billing would use. The difference is who builds the checkout, storefront and billing logic around it.
What would we cost you?
Move the slider to your monthly card volume. Stripe keeps billing you its own processing rates directly — this is only what Enterprise Pay Gateway adds on top.
$15,000
Recommended plan
Starter
- Subscription
- $49 / mo
- Platform fee (0.75%)
- $113 / mo
- Total added by us
- $162 / mo
- Effective rate on volume
- 1.08%
Stripe's processing fees are separate and billed to you by Stripe under your own account.
Other comparisons
Third-party pricing and features are typical published figures and change often — verify with each provider before deciding. Our own figures come from the pricing page.