Boutique fitness
Fitness studio payment processing: memberships, class packs and failed cards
Updated 10 September 2026 · 6 min read
A fitness studio's revenue is recurring, so payment processing is really membership billing: automatic renewals, class packs that draw down, and disciplined recovery when a card fails. Enterprise Pay Gateway runs all of it on your own Stripe account for a monthly subscription from $49 plus a 0.20%–0.75% platform fee.
Failed cards are your biggest silent leak
In a membership business, involuntary churn — cards that expire or bounce — often costs more than members who deliberately quit. Automatic retries, a clear email to the member and a visible list of failed payments recover a meaningful share of it without anyone making a phone call.
Class packs alongside memberships
Not everyone wants a monthly commitment. A ten-class pack captures the hesitant customer, and it should draw down automatically as they attend rather than being counted by hand.
Multiple studios, multiple staff
Reporting split by location and staff logins with limited permissions matter as soon as you run more than one room. So does knowing which membership tiers actually renew.
What it costs to run
Stripe charges its own published processing fees directly to you. Enterprise Pay Gateway charges a monthly subscription plus a platform percentage, itemised separately so you can compare it against anything else.
Frequently asked
- What happens when a member's card fails?
- The payment is retried automatically, the member is emailed, and the failed payment appears in your dashboard so you can follow up.
- Can we sell class packs as well as memberships?
- Yes. Class packs are prepaid balances that draw down per visit, and they sit alongside recurring memberships.
- Can members cancel themselves?
- Cancellation is handled from the dashboard, and members are billed only for periods already started.
Start taking payments for your boutique fitness
Create a free account, connect payments through Stripe, and take your first payment the same day. Enterprise Pay Gateway is software, not a bank or lender — Stripe processes payments under your own Stripe agreement and pays out to your bank.